Star Premier Insurance Policy
vs
Kotak Accident Care Plan
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Star Premier Insurance Policy |
 Kotak Accident Care Plan |
| Premium Including GST | ||
| Product Type | Senior Citizen Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 9450 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Not Covered |
| Plan Entry Age | 50 Years to no Limit | Minimum 5 years, Maximum 65 years |
| Plan Premium Entry Age and S/A | 54026 | NA |
| Plan Waiting Period | 30 | NA |
| Plan Coverage | - | Individual Accident Plan |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1, 2, 3 Years |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Not Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.21 | 96.76 |
| Solvency Ratio | 2.19 | 2.2 |
|
Star Health Insurance Plan Detailed Review Ultimate Review Of Kotak Accident Care Plan 2024 |
||
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit. The health plan can be availed either as an individual or family floater basis. The maximum family coverage can be offered to 2A + 3C. The entry age for coverage of dependent children is 3 months to 25 years. Star Health Premier Policy offers an array of coverage benefits to insured individuals such as outpatient medical expenses coverage, automatic restoration of the Sum Insured, health check-up discounts, cataract treatment, and more.
Star Health Premier can be opted for 1/2/3 years and offers a wide range of sum insured options suitable as per your medical needs and requirements ranging between INR 10 L to 1 Crore. Insured individuals do not require to undergo a pre-policy health check-up in order to purchase the plan regardless of their age or the sum insured chosen. Under the Star Health Premier Insurance policy, individuals are offered Star Wellness Program motivating them to promote a healthy lifestyle.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
You May Also Know About
1137-1723616424.webp)
