Star Senior Citizen Plan
vs
Star Assure Plan

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Star Senior Citizen Plan vs Star Assure Plan

Star Senior Citizen Plan

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. Besides, if you are someone who has just entered the second innings of life this can be the best option for you. Star Health insurance for senior cit...

Star Assure Plan

Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, parents, and parents-in-law. The plan can be availed on an individual or family floater basis. Any individual aged between 91 days to 75 years can avail o...

PLAN DETAILS

Star Senior Citizen Plan


Star Assure Plan

Premium Including GST
Product Type Senior Citizen Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • No medical examinations
  • High sum insured
  • Daycare procedures
  • Maternity Benefit
  • Air Ambulance Cover
  • Star Wellness Program
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Applicable
Plan Entry Age 60 Years to 75 Years Child: 16 Days - 17 Years, Adult: 18 - 75 Years
Plan Premium Entry Age and S/A - 9762
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 / 2 / 3 year 1/2/3 Years
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Covered
Air Ambulance - Covered
Global Coverage - Not Covered
Claim Ratio 65 65
Solvency Ratio 2.0 2.0

Know More About Plans

Overview

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. Besides, if you are someone who has just entered the second innings of life this can be the best option for you. Star Health insurance for senior citizens can come to your aid during a medical emergency. Ideally, you should invest in the Star Senior Citizens health plan as early as possible, so that your senior citizen parents can avail health benefits in the later stage of life.

Star Senior citizen health insurance plans are specially designed to cover people aged over 60 years. Available on an individual or family floater basis, these plans offer utmost protection to elderly people in their old age.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.