Star Criticare Plus Insurance Policy

Star Health and Allied Insurance Company Limited

Star Criticare Insurance Policy is a very helpful plan provided by star health insurance company as it provides critical benefits at critical times. Apart from the hospitalization coverage, this healthcare scheme provides coverage on non allopathic treatments and major diseases. Even pre and post hospitalization along with a specific day care procedures are also covered. It covers pre existing diseases after 48 continuous insurance months without any break.

Benefits and Features


  • Hospitalization covers

  • Covers ambulance charges

  • Provide coverage on non- allopathic treatments

  • Major diseases covered

  • Specific day care procedures covered

  • Covers Pre and post hospitalization

  • Pre existing disease are covered

  • Cashless benefits

  • Free expert medical consultation

  • Hassle free claim settlement

  • Tax benefits

expert view

Expert View

This is one of the best plans provided by Star Health. The coverage, which Star Comprehensive Insurance Policy offers includes maternity cover, new born cover, ophthalmic cover, out patient expenses, pre existing diseases, bariatric surgery cover, permanent disability coverage, etc. Apart from this second opinion facility and automatic restoration of sum assured amount makes it different from other plans in the segment.

expert view


What It Covers?


  • Hospitalization Covers: Hospitalization expenses such as boarding charges, surgeon fee, anesthetist, consultants, medical practitioner, specialist fee, medicine and drug expenses

  • Ambulance expenses and pre & post hospitalization are covered

  • Specific day care procedures are covered

  • Major disease: Covers first diagnoses of cancer, kidney, organ transplant, acute myocardial infarction and many more in a lump sum amount equal to the sum insured as per the document.

  • Non allopathic treatment: Providing coverage up to define limits

  • Pre Existing Diseases: The plan covers pre-existing diseases after completion of 48 successful months without any break.

Documents And Eligibility

For buying this health scheme, you should be between the age group 18 to 65 and the required documents are

  • Age proof

  • Address proof

  • Id proof

  • Passport size photos

A person of age 50 and more required to pass the pre acceptance medical screening for purchasing this medical plan.