Star Shri Family Care Insurance

Star Health and Allied Insurance Company Limited

The best family care plan which is provided by the Star Health Insurance Company & Shriram Insurance Company jointly. The special aspect about this plan is that it provides the benefits of medical insurance policy and life insurance coverage as well to the entire family. It provides healthcare benefits and lump sum amount in case of death of the policyholder.

Benefits and Features

  • Covers pre-existing diseases

  • Hospitalization expenses of inpatient are covered

  • Provides life term cover

  • Pre & post hospitalization covers

  • Death benefit

  • Cashless facility

  • Nationwide network tie-up with more than 7800 hospitals

expert view

Expert View

This policy is really helpful for a family. It provides the combined benefits of medical coverage and life coverage. It does not require pre screening so anyone can buy it. It provides coverage to the whole family.

expert view

What it covers?

The company has divided this policy into two parts. The first part covers the medical expenses and the second covers life insurance.

  • 1. Health insurance policy

    • Hospitalization Cover: It includes boarding charges, room charges, surgeon's fee, operation charges, specialist fee, anesthetist, cost of pacemaker, consultant fee, ambulance fee, drugs & medicines costs among others.

    • Pre and Post Hospitalization: It covers charges of pre and post hospitalization up to a definite limit.

  • 2. Life Insurance Coverage

    • In case of death of the insured this plan provides a lump sum amount to the beneficiary

    • Covers suicide from second year

    • Accidental death coverage

Eligibility and Documents

Any person between the age group of 18 to 65 years can buy this plan. The policyholder can renew this policy up to 60 years.

Required documents are address proof, ID proof, income proof and age proof.