Star Shri Individual Care Insurance

Star Health and Allied Insurance Company Limited

It is one of the better performing plans provided by Star Health Insurance Company & Shriram Insurance Company jointly. This plan provides health coverage and life coverage as well. The plan works as a normal medical insurance policy and pays an amount in case of death caused due to natural causes.

Benefits and Features

  • Covers hospitalization expenses

  • Provides life term cover

  • Pre & post hospitalization covers

  • Death benefit

  • Cashless facility

  • Nationwide tie ups with more than 7800 hospitals

expert view

Expert View

This policy has a good mix of benefits of medical scheme and life coverage both. The best thing about this plan is there is no pre acceptance medical screening so that customers can buy it easily without any difficulty. If you are young, this is the plan that you should consider.

expert view

What it covers?

The company has divided this policy into two sections. The first section covers the medical expenses and the other section covers life coverage.

  • 1. Medical Insurance Policy

    • Hospitalization Cover: Including room charges, boarding charges, surgeon's fee, specialist fee, anesthetist, consultant fee, operation charges, cost of pacemaker, ambulance fee, drugs & medicines costs among others.

    • Pre and Post Hospitalization: It covers pre and post hospitalization charges up to certain limits.

  • 2. Life Insurance Coverage

    • In case of death of policy holder this plan provides a lump sum amount

    • Covers suicide from second year

    • Accidental death coverage

Eligibility & documents

Any person between the age group of 18 to 65 years can buy this plan. The policyholder can renew this policy up to 60 years if age.

Required documents are address proof, ID proof, income proof and age proof as well.