It is one of the better performing plans provided by Star Health Insurance Company & Shriram Insurance Company jointly. This plan provides health coverage and life coverage as well. The plan works as a normal medical insurance policy and pays an amount in case of death caused due to natural causes.
Covers hospitalization expenses
Provides life term cover
Pre & post hospitalization covers
Death benefit
Cashless facility
Nationwide tie ups with more than 7800 hospitals
This policy has a good mix of benefits of medical scheme and life coverage both. The best thing about this plan is there is no pre acceptance medical screening so that customers can buy it easily without any difficulty. If you are young, this is the plan that you should consider.
The company has divided this policy into two sections. The first section covers the medical expenses and the other section covers life coverage.
Hospitalization Cover: Including room charges, boarding charges, surgeon's fee, specialist fee, anesthetist, consultant fee, operation charges, cost of pacemaker, ambulance fee, drugs & medicines costs among others.
Pre and Post Hospitalization: It covers pre and post hospitalization charges up to certain limits.
In case of death of policy holder this plan provides a lump sum amount
Covers suicide from second year
Accidental death coverage
Any person between the age group of 18 to 65 years can buy this plan. The policyholder can renew this policy up to 60 years if age.
Required documents are address proof, ID proof, income proof and age proof as well.
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