United India Insurance Plans

Individual & Family Plans
COVID-19 coverage available
Affordable health policies

Network hospitals

14000+

Incurred claim ratio

89.57%

Sum insured

Up to 95 Lakh

No. of Plans

Solvency Ratio

0.2

Pan India Presence

1537

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

14000+

Incurred claim ratio

89.57%

Sum insured

Up to 95 Lakh

No. of Plans

Solvency Ratio

0.2

Pan India Presence

1537

List of United India Health Insurance

Elaborated below is a glimpse of all the 8 health plans offered by United India Health Insurance Company that will help you narrow down your selection:

Individual & Family Floater Health Insurance Plans

United Family Medicare Policy

A family floater health insurance plan that offers up to 25 Lacs coverage to you, your spouse and 2 dependent children on the Sum Insured.

Unique Features

Midterm Inclusion available
Modern Treatment Methods
Maternity & New Born Baby cover

Family Medicare Policy(Pros)

AYUSH Treatment Cover
Daycare Treatment Cover
Room Rent Cover
Ambulance Cover
Organ Donor Benefit

Family Medicare Policy(Cons)

2 Years WP for Cataract
Obesity Treatment Unavailable
Unproven Treatments Not Covered
2 Years WP for Hernia
4 Years WP for Joint Replacement

Family Medicare Policy(Other Benefits)

Restoration Of SI
Health Checkup
Affordable Premium
Tax Benefit
Dependent Child Cover

Family Medicare Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

United Individual Health Insurance

An individual health insurance policy that covers hospitalization, day care and ayurvedic expenses.

Unique Features

Ambulance charges covered
Daily hospital cash
Free health check-ups

Individual Health Insurance(Pros)

AYUSH Treatment Cover
Daycare Treatment Cover
Room Rent Cover
Domiciliary Hospitalization
Organ Donor Benefit

Individual Health Insurance(Cons)

2 Years WP for Cataract
Obesity Treatment Unavailable
Unproven Treatments Not Covered
2 Years WP for Hernia
4 Years WP for Joint Replacement

Individual Health Insurance(Other Benefits)

3 Policy Variants
Spouse Cover
Cataract Treatment Cover
Surgical Procedures Cover
Senior Citizen Cover

Individual Health Insurance(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 2 L to 20 L
Waiting Period - 30 Days

United Arogya Sanjeevani Policy

The standard health insurance plan, which is designed to look after your healthcare needs at affordable premiums.

Unique Features

Coverage for cataract treatment
AYUSH Treatment covered
Cumulative Bonus up to 5%

Arogya Sanjeevani Policy(Pros)

Pacemaker Implantation Covered
Daycare Treatment Covered
Asthma Treatment Covered
Domiciliary Hospitalization
Organ Donor Benefit

Arogya Sanjeevani Policy(Cons)

No Maternity Cover
No Global Coverage
No Unproven Treatments
No Change in Gender
No Obesity Treatment Cover

Arogya Sanjeevani Policy(Other Benefits)

3 Policy Variants
Spouse Cover
Hypertension Treatment Covered
Influenza Treatment Covered
Senior Citizen Cover

Arogya Sanjeevani Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 2 L to 20 L
Waiting Period - 30 Days

United Super Top-up Medicare Policy

The plan offers extended coverage against hospitalization expenses if the cover exceeds the threshold level up to the mentioned sum insured.

Unique Features

Daily cash allowance
Home Care Treatment covered
Road ambulance up to 5K

Super Top-up Medicare Policy(Pros)

AYUSH Treatment Cover
Organ Donor Cost Covered
Room Rent Covered
In Patient Hospitalization
Modern Treatment Covered

Super Top-up Medicare Policy(Cons)

No Respite Care Cover
No Global Coverage
No Unproven Treatments
No Breach Of Law Cover
No Infertility Treatment Cover

Super Top-up Medicare Policy(Other Benefits)

Pre Hospitalization
Post Hospitalization
Stem Cell Therapy Covered
Brain Stimulation Covered
Dependent Child Cover

Super Top-up Medicare Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI -3 L to 75 L
Waiting Period - 30 Days

UNI Criticare Health Policy

A plan that is exclusively designed for 11 listed critical illnesses and pays out a lump sum amount on diagnosis of these listed critical illnesses.

Unique Features

90 Days waiting period
No exit age for continuous renewal
Tax benefits

UNI Criticare Health Policy(Pros)

First Heart Attack Cover
Cancer Covered
Heart Valve Replacement
Coma Treatment Covered
Kidney Failure Covered

UNI Criticare Health Policy(Cons)

No HIV Treatment Cover
No Global Coverage
Diseases Caused By Smoking
No War Injury Cover
No Suicide Cover

UNI Criticare Health Policy(Other Benefits)

Multiple Sclerosis Cover
Permanent Paralysis Cover
Motor Neuron Treatment Cover
Bone Marrow Treatment Cover
Spouse Cover

UNI Criticare Health Policy(Eligibility Criteria)

Entry Age - 21 Years
Max Entry Age -65 Years
SI -1 L to 10 L
Waiting Period - 90 Days

UNI Group Health Insurance Policy

The policy covers an individual and family on a Family Floater basis. Apart from this, it provides additional riders and critical illness covers.

Unique Features

35 optional covers
Donor expenses covered
Mental illnesses covered

UNI Group Health Policy(Pros)

OPD Physiotherapy Cover
Hospital Daily Cash Benefit
Critical Illness Cover
Blindness Covered
Loss Of Pay Covered

UNI Group Health Policy(Cons)

No Sterilization Reversal Cover
No Dangerous Sports Coverage
No Deep Coma Cover
No War Injury Cover
No Dietary Supplement Cover

UNI Group Health Policy(Other Benefits)

Air Ambulance cover
Domiciliary Hospitalization Cover
Maternity Expenses Covered
New Born Baby Covered
Wellness Cover

UNI Group Health Policy(Eligibility Criteria)

Entry Age - NA
Max Entry Age - NA
SI -NA
Waiting Period - NA

United Shramik Seva Policy

A Group Health policy specially designed for Employer-Employee Groups. The plan provides coverage for the basic healthcare needs of the employees/ workers.

Unique Features