United India Insurance Plans
  • Individual & Family Plans
  • COVID-19 coverage available
  • Affordable health policies
United India Health Insurance
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Network hospitals

14000+

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Incurred claim ratio

89.57%

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Sum insured

Up to 95 Lakh

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No. of Plans

9

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Solvency Ratio

0.2

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Pan India Presence

1537

Customized Health Insurance Plan for you.

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Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

14000+

premium

Incurred claim ratio

89.57%

premium

Sum insured

Up to 95 Lakh

premium

No. of Plans

9

premium

Solvency Ratio

0.2

premium

Pan India Presence

1537

List of United India Health Insurance

Elaborated below is a glimpse of all the 8 health plans offered by United India Health Insurance Company that will help you narrow down your selection:

Individual & Family Floater Health Insurance Plans

United Family Medicare Policy

A family floater health insurance plan that offers up to 25 Lacs coverage to you, your spouse and 2 dependent children on the Sum Insured.

Unique Features

  • Midterm Inclusion available
  • Modern Treatment Methods
  • Maternity & New Born Baby cover

Family Medicare Policy(Pros)

  • AYUSH Treatment Cover
  • Daycare Treatment Cover
  • Room Rent Cover
  • Ambulance Cover
  • Organ Donor Benefit

Family Medicare Policy(Cons)

  • 2 Years WP for Cataract
  • Obesity Treatment Unavailable
  • Unproven Treatments Not Covered
  • 2 Years WP for Hernia
  • 4 Years WP for Joint Replacement

Family Medicare Policy(Other Benefits)

  • Restoration Of SI
  • Health Checkup
  • Affordable Premium
  • Tax Benefit
  • Dependent Child Cover

Family Medicare Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

United Individual Health Insurance

An individual health insurance policy that covers hospitalization, day care and ayurvedic expenses.

Unique Features

  • Ambulance charges covered
  • Daily hospital cash
  • Free health check-ups

Individual Health Insurance(Pros)

  • AYUSH Treatment Cover
  • Daycare Treatment Cover
  • Room Rent Cover
  • Domiciliary Hospitalization
  • Organ Donor Benefit

Individual Health Insurance(Cons)

  • 2 Years WP for Cataract
  • Obesity Treatment Unavailable
  • Unproven Treatments Not Covered
  • 2 Years WP for Hernia
  • 4 Years WP for Joint Replacement

Individual Health Insurance(Other Benefits)

  • 3 Policy Variants
  • Spouse Cover
  • Cataract Treatment Cover
  • Surgical Procedures Cover
  • Senior Citizen Cover

Individual Health Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 20 L
  • Waiting Period - 30 Days

United Arogya Sanjeevani Policy

The standard health insurance plan, which is designed to look after your healthcare needs at affordable premiums.

Unique Features

  • Coverage for cataract treatment
  • AYUSH Treatment covered
  • Cumulative Bonus up to 5%

Arogya Sanjeevani Policy(Pros)

  • Pacemaker Implantation Covered
  • Daycare Treatment Covered
  • Asthma Treatment Covered
  • Domiciliary Hospitalization
  • Organ Donor Benefit

Arogya Sanjeevani Policy(Cons)

  • No Maternity Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Change in Gender
  • No Obesity Treatment Cover

Arogya Sanjeevani Policy(Other Benefits)

  • 3 Policy Variants
  • Spouse Cover
  • Hypertension Treatment Covered
  • Influenza Treatment Covered
  • Senior Citizen Cover

Arogya Sanjeevani Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 20 L
  • Waiting Period - 30 Days

United Super Top-up Medicare Policy

The plan offers extended coverage against hospitalization expenses if the cover exceeds the threshold level up to the mentioned sum insured.

Unique Features

  • Daily cash allowance
  • Home Care Treatment covered
  • Road ambulance up to 5K

Super Top-up Medicare Policy(Pros)

  • AYUSH Treatment Cover
  • Organ Donor Cost Covered
  • Room Rent Covered
  • In Patient Hospitalization
  • Modern Treatment Covered

Super Top-up Medicare Policy(Cons)

  • No Respite Care Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Breach Of Law Cover
  • No Infertility Treatment Cover

Super Top-up Medicare Policy(Other Benefits)

  • Pre Hospitalization
  • Post Hospitalization
  • Stem Cell Therapy Covered
  • Brain Stimulation Covered
  • Dependent Child Cover

Super Top-up Medicare Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -3 L to 75 L
  • Waiting Period - 30 Days

UNI Criticare Health Policy

A plan that is exclusively designed for 11 listed critical illnesses and pays out a lump sum amount on diagnosis of these listed critical illnesses.

Unique Features

  • 90 Days waiting period
  • No exit age for continuous renewal
  • Tax benefits

UNI Criticare Health Policy(Pros)

  • First Heart Attack Cover
  • Cancer Covered
  • Heart Valve Replacement
  • Coma Treatment Covered
  • Kidney Failure Covered

UNI Criticare Health Policy(Cons)

  • No HIV Treatment Cover
  • No Global Coverage
  • Diseases Caused By Smoking
  • No War Injury Cover
  • No Suicide Cover

UNI Criticare Health Policy(Other Benefits)

  • Multiple Sclerosis Cover
  • Permanent Paralysis Cover
  • Motor Neuron Treatment Cover
  • Bone Marrow Treatment Cover
  • Spouse Cover

UNI Criticare Health Policy(Eligibility Criteria)

  • Entry Age - 21 Years
  • Max Entry Age -65 Years
  • SI -1 L to 10 L
  • Waiting Period - 90 Days

UNI Group Health Insurance Policy

The policy covers an individual and family on a Family Floater basis. Apart from this, it provides additional riders and critical illness covers.

Unique Features

  • 35 optional covers
  • Donor expenses covered
  • Mental illnesses covered

UNI Group Health Policy(Pros)

  • OPD Physiotherapy Cover
  • Hospital Daily Cash Benefit
  • Critical Illness Cover
  • Blindness Covered
  • Loss Of Pay Covered

UNI Group Health Policy(Cons)

  • No Sterilization Reversal Cover
  • No Dangerous Sports Coverage
  • No Deep Coma Cover
  • No War Injury Cover
  • No Dietary Supplement Cover

UNI Group Health Policy(Other Benefits)

  • Air Ambulance cover
  • Domiciliary Hospitalization Cover
  • Maternity Expenses Covered
  • New Born Baby Covered
  • Wellness Cover

UNI Group Health Policy(Eligibility Criteria)

  • Entry Age - NA
  • Max Entry Age - NA
  • SI -NA
  • Waiting Period - NA

United Shramik Seva Policy

A Group Health policy specially designed for Employer-Employee Groups. The plan provides coverage for the basic healthcare needs of the employees/ workers.

Unique Features

  • 5 sum insured options are available
  • All the daycare treatments
  • Plastic surgery & Dental treatments

Shramik Seva Policy(Pros)

  • 7 People Covered
  • Ambulance Cover
  • Cataract Treatment Cover
  • Hernia Treatment Covered
  • AYUSH Treatment Covered

Shramik Seva Policy(Cons)

  • No Weight Control Cover
  • No Breach Of Law Coverage
  • No Change Of Gender Cover
  • No War Injury Cover
  • No Dietary Supplement Cover

Shramik Seva Policy(Other Benefits)

  • Modern Treatment Cover
  • Out -Patient Treatment Cover
  • Waiver Of Waiting Period
  • Maternity Cover
  • Daily Cash Allowance Cover

Shramik Seva Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI -1 L to 5 L
  • Waiting Period - 30 Days

United Corona Kavach Policy

The plan offers coverage against the treatment of COVID-19 on an Individual or Family Floater basis. The plan offers coverage of up to 5 Lakhs.

Unique Features

  • Home Care Treatment Expenses
  • AYUSH Treatment
  • Covid Hospitalization Cover

Corona Kavach Policy(Pros)

  • Flexible Policy Duration
  • Daycare Treatment Covered
  • Room Rent Covered
  • Spouse Cover
  • ICU Charges Covered

Corona Kavach Policy(Cons)

  • No Maternity Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Dietary Supplements Cover
  • No OPD Cover

Corona Kavach Policy(Other Benefits)

  • Pre Hospitalization
  • Post Hospitalization
  • PPE Kit Covered
  • Ambulance Cover
  • Room Rent Cover

Corona Kavach Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -50 Thousand to 5 L
  • Waiting Period - 15 Days

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United India Insurance Reviews

Read what our customers have to say about United India health insurance company.

Customer Review Image

Depender mertya

Hyderabad

September 9, 2021

I will surely recommend this insurance... their support staff was great. and when it came to settling my recent medical bills, the claim process is very quick and smooth.

Customer Review Image

Sumeet Sharma

Ahmedabad

September 9, 2021

my friend recommended united India for a health plan to me because of the affordability and features...very happy...very very happy

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Salman saifi

Kolkata

September 1, 2021

I bought my health plan from United India. I recently claim for my hospitalization and the response time was best amazing! Thanks United India

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Hansa Shah

Rajkot

May 5, 2021

Very Good Health Insurance Company. Fully satisfied with the company. Will definitely give 10 on 10 to their services.

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Pawan

Kochi

May 5, 2018

very good online service. I have Individual Mediclaim Health Insurance with United India Health Insurance. They have very decent policy. They provide with good claim record and very easy to app...

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Trisha chaudhary

Delhi

September 6, 2021

a friend of mine suggest me to buy a health plan from United health insurance, and I am totally satisfied with the service.

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Dilip Kumar

Ahmedabad

September 1, 2021

I have bought health insurance from united health and I am very impressed with the plans and the cost of the plan, moreover, their customer service is amazing.

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Ravi Kumar

Guwahati

August 31, 2021

Very good service. bought health insurance plan from United India Insurance. decent prices and provides cashless claim settlement too.

View All United India Health Insurance Reviews

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