A criticare plan is specially made for providing coverage on critical diseases that usually a basic health plan doesn't provide.This plan coverage on many critical diseases which can ruin our life if we don't pay attention.
This Insurance Policy has various Sum Insured options such as Rs.1 lac, Rs.3 lacs, Rs.5 lacs and Rs.10 lacs. It usually has a waiting period of 90 days from date of inception of policy and a survival period of 30 days from date of diagnosis.
Covers Maximum Critical Illness: This plan provides coverage on maximum critical diseases such as cancer of specified severity, first heart attack, coronary artery surgery, heart valve replacement, coma of specified severity, kidney failure, stroke resulting in permanent symptoms, major organ / bone marrow transplant, multiple sclerosis, motor neurone disease with permanent symptoms and permanent paralysis of limbs among others.
Free Look period: A free look period of 15 days would be applicable,
Tax Benefits: Consumer will also get tax savings benefits under this.
Cashless Facility: This additional health coverage offers cashless facility in around 7000 hospitals within India.
Suicide: persons who attempt suicide or intentional self-inflicted injury would not be covered.
Smokers: Smoking more than 40 cigarettes/ cigars or equal tobacco intake in a day.
It is a critical illness plan that will assist you in the toughest of times. This is a plan which is especially made for critically diagnosed persons. This plan provides maximum coverage.It is a must have plan in today's world as the numbers of critically diagnosed patients are growing rapidly.
Page updated on 18-12-2020