Fortune Guarantee Plus
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Smart Value Income Plan

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Fortune Guarantee Plus vs Smart Value Income Plan

Fortune Guarantee Plus

Tata AIA Fortune Guarantee Plus by Tata AIA Life Insurance is an individual non-linked life insurance savings plan. It is designed to provide the dual benefits of financial security and guaranteed returns. This plan offers flexible premium payment options and a range of policy terms starting from 5 ...

Smart Value Income Plan

To Save More, Invest Smartly with the Tata AIA Smart Value Income Plan. Tata AIA Smart Value Income plan, from Tata AIA Life Insurance, is a guaranteed savings plan that helps you build wealth with multiple return options. Under various premium payment terms, you can choose between a whole life cove...

PLAN DETAILS

Fortune Guarantee Plus


Smart Value Income Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed annual income
  • Joint life option
  • 2% online discount for women
  • Whole Life Cover
  • Life Protect Feature
  • Premium Offset Benefit
Plan Uniqueness
  • Guaranteed annual income
  • Joint life option
  • 2% online discount for women
  • Whole Life Cover
  • Life Protect Feature
  • Premium Offset Benefit
Plan Maturity age 77 years 100 years
Premium payment term 1 to 12 years 5 to 12 years
Plan Entry Age Minimum Age - 1 year Maximum Age - 60 years Minimum Age - 45 years Maximum Age - 65 years
Sum assured No limit Death Benefit Multiple of 10 times Single Premium
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum- 5 years, Maximum- 17 years 100 minus Entry Age
Claim Settlement Ratio (2023-24) Minimum Age - 0 year Minimum Age - 0 year

Know More About Plans

Overview

Tata AIA Fortune Guarantee Plus by Tata AIA Life Insurance is an individual non-linked life insurance savings plan. It is designed to provide the dual benefits of financial security and guaranteed returns. This plan offers flexible premium payment options and a range of policy terms starting from 5 to 17 years, giving the option to customize the plan to fulfill your unique needs. 

Tata Fortune Guarantee Plus offers two different plan options,  giving the flexibility to choose between regular income or regular income with built-in critical illness benefits. In short, Tata AIA Fortune Guarantee Plus is ideal for individuals looking to secure their family's future while enjoying the peace of mind that comes with guaranteed returns.

Tata AIA Fortune Guarantee Plus Plan offers you a range of benefits including:

why-choose
  • Flexibility to choose an income period
  • Get a return of premium at the end of the income period
  •  Choice to receive income – monthly or yearly
  • Cash bonuses
  • Option of joint life cover

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.