Sbi Life Smart Platina Plus
vs
Guaranteed Income Goal Plan

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  • Multiple sum assured options
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Sbi Life Smart Platina Plus vs Guaranteed Income Goal Plan

Sbi Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 ...

Guaranteed Income Goal Plan

Bajaj Allianz Life Guaranteed Income Goal by Bajaj Allianz Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of saving and insurance. Rather than a normal savings plan, this plan gives you a choice to receive maturity benefits as: lumpsum or in income. With the r...

PLAN DETAILS

Sbi Life Smart Platina Plus


Guaranteed Income Goal Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
  • Guaranteed returns
  • Choice of two variants
  • Policy loan available
Plan Uniqueness
  • Tax Benefits
  • Loan Benefits
  • 2 Plan options
  • Guaranteed returns
  • Choice of two variants
  • Policy Loan available
Plan Maturity age Maximum maturity age: 99 years Maximum Maturity Age - 72 years
Premium payment term Minimum: 6 Years Maximum: 10 Years 5,7,8,10,12 years
Plan Entry Age Minimum entry age: 30 years Maximum entry age: 60 Years Minimum Age - 6 years Maximum Age - 60 years
Sum assured Minimum sum assured: 5,50,000 Maximum sum assured: No Limit No limit
Premium payment frequency Yearly, Half-yearly,Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 20 years to 36 years 10,12,15,20 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Overview

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance. This plan provides the dual benefit of life insurance and a guaranteed regular income option. It features flexible premium payment terms of 6,7,8,10 years, along with assured returns at maturity of 110% of the total premiums paid.

The SBI Life Smart Platina Plus plan comes with two different plan options: Life income and Guaranteed Income

SBI Life Smart Platina Plus is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

SBI Life Smart Platina Plus Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment
  • Tax Benefits
  • Life Income
  • Policy Loan
  • Available for online sales only
  • Guaranteed Income

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.