Guaranteed Return Insurance Plan
vs
Sbi Smart Money Back
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
 Guaranteed Return Insurance Plan |
 Sbi Smart Money Back |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Uniqueness |
|
|
| Plan Maturity age | Subject to lower of max-age at entry plus policy term | Maximum Maturity Age - 70 years |
| Premium payment term | 5 to 12 years | 15 to 25 years |
| Plan Entry Age | Minimum Age - 45 years Maximum Age - 65 years | Minimum Age - 14 years Maximum Age - 55 years |
| Sum assured | Death Benefit Multiple x Annualized Premium | Rs 2,00,000 to No limit |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 6 to 13 years | Minimum term - 15 years Maximum term - 25 years |
| Claim Settlement Ratio (2023-24) | Minimum Age - 0 year | Minimum Age - 5 year |
Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, you can build wealth with guaranteed returns and enjoy life coverage throughout the policy term.
With this plan, you can choose a premium payment term mode to maximize your savings or pay a lump sum amount as a single pay. Under the endowment option, a percentage of the Guaranteed Maturity Benefit will be accrued each policy year and shall be paid at maturity. What's more, the plan allows you to add your spouse to the same policy with a joint life cover feature. You can even customize the plan for additional protection and increase life cover with multiple rider options.
Tata AIA Guaranteed Return Plan offers you a range of benefits including:
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