Hdfc Pro Growth Plus
vs
Pos Goal Suraksha Plan

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Hdfc Pro Growth Plus vs Pos Goal Suraksha Plan

Hdfc Pro Growth Plus

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, thus providing good returns along with various benefits. This plan offers the flexibility to choose investment funds and regular premiums. The company invests your regular premiu...

Pos Goal Suraksha Plan

Bajaj POS Goal Suraksha Plan is a combination of a life insurance plan and a savings plan. It provides death benefits to your loved ones in case of your unfortunate demise while also helping to save money for future financial goals in case you outlive the policy term. This plan can be your ideal cho...

PLAN DETAILS

Hdfc Pro Growth Plus


Pos Goal Suraksha Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates
  • Guaranteed additions
  • Limited payment term
  • Alter payment modes
Plan Uniqueness
  • Partial withdrawals
  • Redirection of Premium
  • Switching
  • Guranteed addition
  • Limited PPT
  • Loan on policy
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 65 years
Premium payment term 10 to 30 years 5,6,7,8,10,12 years
Plan Entry Age Minimum Age - 14 years Maximum Age - 65 years Minimum Age - 0 years Maximum Age - 55 years
Sum assured Higher of 10 x annualized premium or 0.5 x policy term x annualized premium Minimum- Rs 30,000 Maximum- Rs 25 lakhs
Premium payment frequency Annual, half-yearly, quarterly & monthly Monthly, Quarterly, Half-yearly, and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 30 years 10,12,15, 20 years
Claim Settlement Ratio (2023-24) Minimum Age- 14 year 99.29

Know More About Plans

Overview

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, thus providing good returns along with various benefits. This plan offers the flexibility to choose investment funds and regular premiums. The company invests your regular premium and tidal amount of premium allocation charges in the selected fund in the proper proportion as per the policyholder’s specifications. At the end of the policy term, an accumulated amount of funds will be received. In case of an unfortunate death event of the life assured during the policy period, the nominee will be eligible to receive the fund amount or greater sum assured.

In simple words, HDFC Life ProGrowth Plus is a savings-cum-insurance plan that allows the policyholders to create their own investment strategies as well as provide a life cover.

HDFC Life ProGrowth plan comes with a variety of features and benefits, which are designed to provide financial protection to the assured family members when he/she is no longer around. Continue reading to explore more about the plan

HDFC Life ProGrowth Plus Plan offers you a range of benefits including:

why-choose
  • Choice of plan option
  • Switching
  • Redirection of Premium
  • Tax Benefits
  • Smooth and convenient premium paying process
  • Flexibility to plan your investment strategy

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.