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Icici Pru Assured Savings Insurance Plan vs Sbi Life Smart Lifetime Saver

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Icici Pru Assured Savings Insurance Plan vs Sbi Life Smart Lifetime Saver

Icici Pru Assured Savings Insurance Plan

‘Save smartly with ICICI Pru Assured Savings to get guaranteed returns and life cover’. There's no harm in saving some money for the future. ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or death. You'll even rece...

Sbi Life Smart Lifetime Saver

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance and saving under the same policy. This plan will pay regular guaranteed and non-guaranteed income through cash bonuses. SBI Life Smart Lifetime Saver is a versatile savings life insur...

PLAN DETAILS

Icici Pru Assured Savings Insurance Plan


Sbi Life Smart Lifetime Saver

Premium Including GST
Key Features
(Key features of the plan)
  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
  • Whole life cover
  • Guaranteed regular income
  • Rider benefits
Plan Uniqueness
  • Flexible premium payment
  • Survival benefits
  • Maturity benefits
  • Whole life cover
  • Guaranteed survival income
  • Tax benefits
Plan Maturity age Maximum maturity age - 72 years Maximum maturity age: 100 years
Premium payment term 5/7/8/10/12 years 10/12/15 Years
Plan Entry Age Minimum age - 0 years Maximum age - 60 years Minimum age: 90 days Maximum age: 55 years
Sum assured Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs Minimum sum assured: 30,000 Maximum sum assured: No Limit
Premium payment frequency Annual / Half-yearly / Monthly Yearly, Half-yearly, Monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 10 to 20 years 100 minus Age at Entry
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

‘Save smartly with ICICI Pru Assured Savings to get guaranteed returns and life cover’.

There's no harm in saving some money for the future. ICICI Pru presents an ICICI Pru Assured Savings Insurance Plan, a plan that gives you guaranteed benefits on survival, maturity, or death. You'll even receive 9%, 10%, or 11% of guaranteed addition automatically added to your base cover annually.

Along with other benefits, the investment plan offers flexibility to choose the premium payment term (PPT) and policy term (PT) based on your needs. You can even surrender your policy at any time after paying a two-year premium and get a Special Surrender Value (SSV).

ICICI Pru Assured Savings is a versatile life insurance plan. Let's explore the plan in detail for more clarity and better understanding.

ICICI Pru Assured Savings Plan offers a range of benefits including:

  • Guaranteed Benefits
  • Tax Benefits
  • Flexibility
  • Special surrender value
  • Loan benefit
  • Life cover

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