Indiafirst Life Smart Save
vs
Hdfc Pro Growth Plus

  • Choose your coverage tenure
  • Multiple sum assured options
  • Enhance coverage with add-ons
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Indiafirst Life Smart Save vs Hdfc Pro Growth Plus

Indiafirst Life Smart Save

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can c...

Hdfc Pro Growth Plus

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, thus providing good returns along with various benefits. This plan offers the flexibility to choose investment funds and regular premiums. The company invests your regular premiu...

PLAN DETAILS

Indiafirst Life Smart Save


Hdfc Pro Growth Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection
  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates
Plan Uniqueness
  • Choice of Fund Options Partial Withdrawal Life Cover Protection
  • Partial withdrawals
  • Redirection of Premium
  • Switching
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 75 years
Premium payment term 5,7 years 10 to 30 years
Plan Entry Age Minimum Age - 5 year Maximum Age - 65 years Minimum Age - 14 years Maximum Age - 65 years
Sum assured 125% of Single Premium Higher of 10 x annualized premium or 0.5 x policy term x annualized premium
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 5 years Maximum term - 70 years 10 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age- 14 year

Know More About Plans

Overview

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.
IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can choose from 4 different fund options as per your risk appetite. 
You can easily make the most of your premiums by ‘redirecting your premium’ from one fund to another. The investment plan has a flexible premium payment option that allows you to pay premiums on a regular, limited, or single-pay basis. Once you survive throughout the policy term, you'll receive the accumulated fund value in a lump sum or monthly installments as per the chosen payout option.

IndiaFirst Smart Save Plan offers you a range of benefits including:

why-choose
  • Flexible premium payment terms
  • 4 unit-linked fund options
  • Convenience of choosing your investment funds
  • Tax Benefits
  • Choice of maturity benefit payout

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.