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Pnb Guaranteed Savings vs Smart Life Plan

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Pnb Guaranteed Savings vs Smart Life Plan

Pnb Guaranteed Savings

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings-plus-life insurance policy. By serving dual purposes of creating a savings corpus while also ensuring a life cover, the Guaranteed Savings Plan ensures that your family's monetary needs are looked after even ...

Smart Life Plan

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st policy year to look after immediate financial needs. Policyholders can use such bonuses to take care of their families in their absence. Kotak SmartLife Plan is...

PLAN DETAILS

Pnb Guaranteed Savings


Smart Life Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Get Guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available
  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Plan Uniqueness
  • Maturity Benefits
  • Death Benefits
  • Discount on High Sum Assured
  • Comprehensive Protection
  • Survival Benefit
  • Maturity benefit
Plan Maturity age Maximum Maturity Age: 80 years Maximum Maturity Age - 75 years
Premium payment term 5,7,10 years 6, 8, 10, 12, and 15 years
Plan Entry Age Minimum Age: 3 years; Maximum Age: 60 years Minimum Age - 3 years Maximum Age - 55 years
Sum assured Rs 1.5 lakh to Rs 4 lakh Rs. 2,50,000 to No limit
Premium payment frequency Annual, Half-yearly, Quarterly & Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum Term: 10 years; Maximum Term: 20 years 75 years less entry age of life insured
Claim Settlement Ratio (2024-25) Minimum Age - 3 year Minimum Age - 5 year

Know More About Plans

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings-plus-life insurance policy. By serving dual purposes of creating a savings corpus while also ensuring a life cover, the Guaranteed Savings Plan ensures that your family's monetary needs are looked after even in your absence.

PNB MetLife Guaranteed Savings Plan offers you a range of benefits including:

  • Maturity Benefit
  • Death Benefit
  • Discounts on High Sums Assured
  • Loan Benefit
  • Additional Riders

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