Sbi Smart Money Back
vs
Sbi Smart Scholar

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Sbi Smart Money Back vs Sbi Smart Scholar

Sbi Smart Money Back

Your Family Depends on you! Ensure to give them a life you have dreamt of. With SBI Life Smart Money Back Gold, invest your money and get higher returns in the future. SBI Life Smart Money Back Gold is a non-linked, participating life insurance savings plan. It offers an added advantage of life cove...

Sbi Smart Scholar

Give your children more than your love... Give them a lifetime of Financial Security. SBI Life Smart Scholar is an Individual, Unit Linked, Non-participating Life Insurance Policy that offers myriad coverages to secure the future of the insured children even in the absence of their parents. The plan...

PLAN DETAILS

Sbi Smart Money Back


Sbi Smart Scholar

Premium Including GST
Key Features
(Key features of the plan)
  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of The Plan
  • Sample Illustration of The Plan
  • Explore SBI Life Smart Scholar
  • Know its Features & Benefits
  • Check the Eligibility Criteria
Plan Uniqueness
  • Cash Inflows
  • Survival Benefit
  • Staff Discounts
  • Financial Security
  • Loyalty Benefits
  • Grace Period
Plan Maturity age Maximum Maturity Age - 70 years Maximum Maturity Age - 65 years
Premium payment term 15 to 25 years Single Pay or 5 to 25 Years
Plan Entry Age Minimum Age - 14 years Maximum Age - 55 years Minimum Age - 0 years Maximum Age - 17 years
Sum assured Rs 2,00,000 to No limit Single-Premium: 1.25x premium; Limited Premium: 10x Annualized Premium
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure Minimum term - 15 years Maximum term - 25 years 8 to 25 years
Claim Settlement Ratio (2023-24) Minimum Age - 5 year Minimum Age- 0 years

Know More About Plans

Overview

Your Family Depends on you! Ensure to give them a life you have dreamt of. With SBI Life Smart Money Back Gold, invest your money and get higher returns in the future.

SBI Life Smart Money Back Gold is a non-linked, participating life insurance savings plan. It offers an added advantage of life cover and cash inflow at regular intervals to deal with your financial requirements at important stages of life. With this policy, you can plan for all the special moments of your life, be it a wedding, having kids, their education, and much more. The plan comes out with a wide range of features that safeguard your family and meet financial needs at the same time.

SBI Smart Money Back Gold Plan offers you a range of benefits including:

why-choose
  • Three Money-back Options
  • Regular Payout
  • Cash Inflows
  • Discount on High Sum Assured
  • Survival Benefits
  • Maturity Benefits

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.