Sbi Smart Scholar
vs
Hdfc Pro Growth Plus

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Sbi Smart Scholar vs Hdfc Pro Growth Plus

Sbi Smart Scholar

Give your children more than your love... Give them a lifetime of Financial Security. SBI Life Smart Scholar is an Individual, Unit Linked, Non-participating Life Insurance Policy that offers myriad coverages to secure the future of the insured children even in the absence of their parents. The plan...

Hdfc Pro Growth Plus

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, thus providing good returns along with various benefits. This plan offers the flexibility to choose investment funds and regular premiums. The company invests your regular premiu...

PLAN DETAILS

Sbi Smart Scholar


Hdfc Pro Growth Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Explore SBI Life Smart Scholar
  • Know its Features & Benefits
  • Check the Eligibility Criteria
  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates
Plan Uniqueness
  • Financial Security
  • Loyalty Benefits
  • Grace Period
  • Partial withdrawals
  • Redirection of Premium
  • Switching
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 75 years
Premium payment term Single Pay or 5 to 25 Years 10 to 30 years
Plan Entry Age Minimum Age - 0 years Maximum Age - 17 years Minimum Age - 14 years Maximum Age - 65 years
Sum assured Single-Premium: 1.25x premium; Limited Premium: 10x Annualized Premium Higher of 10 x annualized premium or 0.5 x policy term x annualized premium
Premium payment frequency Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 8 to 25 years 10 to 30 years
Claim Settlement Ratio (2023-24) Minimum Age- 0 years Minimum Age- 14 year

Know More About Plans

Overview

Give your children more than your love... Give them a lifetime of Financial Security.

SBI Life Smart Scholar is an Individual, Unit Linked, Non-participating Life Insurance Policy that offers myriad coverages to secure the future of the insured children even in the absence of their parents. The plan lets you avail of twin benefits of market-linked returns on the invested money and a life cover to secure your child's future.

SBI Smart Scholar Plan offers you a range of benefits including:

why-choose
  • Financial Security
  • Loyalty Benefits
  • Flexibility
  • Grace Period
  • Free Look Period
  • Additional riders

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.