Tata Aia Gold Income Plan
vs
Flexi Smart Plus

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  • Multiple sum assured options
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Tata Aia Gold Income Plan vs Flexi Smart Plus

Tata Aia Gold Income Plan

Tata AIA Gold Income Plan is a non-liked individual life insurance saving plan. This plan is designed to offer guaranteed returns and life insurance protection in return for minimal premiums. It is the perfect choice for individuals planning to fund their mid and long-term financial goals, as it all...

Flexi Smart Plus

SBI Life Flexi Smart Plus is a non-linked life insurance plan    This plan offers the required comprehensive life insurance cover along with investment opportunities. It is a participating variable insurance plan that allows the beneficiary to receive the sum assured or 105% of total premi...

PLAN DETAILS

Tata Aia Gold Income Plan


Flexi Smart Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Get guaranteed income
  • Income booster available
  • Enhanced protection through riders
  • Offers Surrender Benefit
  • Tax Benefits Available
  • 100% Guaranteed Returns
Plan Uniqueness
  • Get guaranteed income
  • Income booster available
  • Enhanced protection through riders
  • Partial Withdrawal
  • Guranteed Death Benefit
  • Maturity Benefit
Plan Maturity age Minimum 18 years, Maximum 77 years Maximum Maturity Age - 65 years
Premium payment term Minimum 12 years, Maximum 15 years Annual, half-yearly, quarterly & monthly
Plan Entry Age Minimum 3 years, Maximum 65 years Minimum Age - 18 years Maximum Age - 60 years
Sum assured Rs. 11,00,000 10 times annual premium
Premium payment frequency Annual, Half-yearly, Quarterly, Monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium Rs 36000 -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12 years Minimum 5 years to Maximum 30 years
Claim Settlement Ratio (2023-24) Minimum Age - 0 year 98.39%

Know More About Plans

Overview

Tata AIA Gold Income Plan is a non-liked individual life insurance saving plan. This plan is designed to offer guaranteed returns and life insurance protection in return for minimal premiums. It is the perfect choice for individuals planning to fund their mid and long-term financial goals, as it allows you to multiply your earnings over the years.

Wait! The list is not complete yet. This plan also combines a guaranteed lump sum on maturity, annual income boosters, and tax benefits, making it a comprehensive and attractive option for policyholders seeking stability and growth in their financial planning.

Tata AIA Gold Income Plan offers you a range of benefits including:

why-choose
  • Increasing income with Income Boosters.
  • Guaranteed income starting @12% of the basic sum assured.
  • Pay for 5 or 12 years for a policy term of 12 or 15 years.
  • Choose your guaranteed income for 10 or 15 years.

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Bijender Singh

Reviewed By: Bijender Singh

With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.