Care Plus Term Plan
vs
Smart Protect Goal Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Care Plus Term Plan |
 Smart Protect Goal Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 75/85/99 years |
| Plan Sum Assured | Base sum assured: Rs 25 lakhs to no limit. | 50 lakh to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Care Plus Term Plan. | The policy loan is not available under Bajaj Allianz Smart Protect Goal |
| Plan Sample Premium | Rs 523-/ per month | Rs 730/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - (85 minus Entry Age) years | Minimum term - 5 years Maximum term - 99 minus Entry age |
| Claim Settlement Ratio (2023-24) | 95.04 | 99.29 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Future Generali Care Plus Plan is a pure protection term plan designed to offer a financial shield for an individual and their family in the case of uncetain demise of the policyholder. The plan is extremely affordable and offers discounts on high sum assured with tax benefits.
The Care Plus plan offered by Future Generali has 2 plan options: classic and premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan offers a grace period of 30 days from the last premium due date.
Future Generali Care Plus Term Plan offers you a range of benefits including:
You can add the following riders to your Bajaj Allianz Smart Goal Protection Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
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