No Spam
No
mis-selling
No pushy
sales
Grameen Jeevan Bima Yojana
529-/ per month
VS
Tech Term Plan
580-/ per month
Are you looking for an extremely inexpensive term insurance plan with short coverage? Then Bharti AXA Grameen Jeevan Bima might be the right choice for you. The plan is a micro-term insurance plan, which means that it offers a minimal life cover, which starts at Rs. 10,000 and goes up to 2 Lacs. Grameen Jeevan Bima Yojana is a highly affordable plan with monthly premiums as low as Rs 85 only. The plan comes with a return of premium option and comes in 2 variants: Pure Protection or Protection with Return of Premium.
Bharti AXA Grameen Jeevan Bima offers you a range of benefits including:
| PLAN DETAILS |
Grameen Jeevan Bima Yojana |
Tech Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 80 years |
| Plan Sum Assured | Basic Sum Assured: ₹10 Thousands to ₹2 Lakhs | Base sum assured: Rs 50 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Single, Annual, Semi-Annual, Quarterly, and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Bharti AXA Grameen Jeevan Bima Plan. | The policy loan is not available under LIC Tech Term Plan. |
| Plan Sample Premium | Rs 529-/ per month | Rs 580-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 10 years | Minimum term - 10 years Maximum term - 40 years |
| Claim Settlement Ratio (2024-25) | 99.18% | 98.15% |
|
Bharti AXA Term Insurance Plans LIC Tech Term Plan No. 854 Details |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bharti AXA Grameen Jeevan Bima Plan:
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
ChatGPT
Claude
Perplexity
2862-1768461875.png)
4573-17437572564599-1745910534.png){kind=logo}
