Ishield Plan
vs
Bharti Axa Life Flexi Term Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
326-1727789811.webp){kind=logo} Ishield Plan |
 Bharti Axa Life Flexi Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base sum assured: 50 Lakhs to 1 crore | Base sum assured: 10 lakhs to 25 lakhs |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annually, semi-annually quarterly & monthly |
| Plan Policy loan | The policy loan is not available under ICICI i-shield plan. | The policy loan is not available under Bandhan Life Saral Jeevan Bima |
| Plan Sample Premium | Rs 765-/ per month | Rs 567-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum term - 5 years, Maximum term - 20 years |
| Claim Settlement Ratio (2023-24) | 99.3 | 99.1 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against health care expenses such as regular doctor consultations, hospitalisation, drugs, and preventative check-ups.
In case of unfortunate demise, this plan also pays a guaranteed death benefit to the nominee. ICICI Pru ishiled plan offers different coverage for both insurance types: for health insurance sum insured ranges between Rs.5 lakhs to Rs.20 lakhs and for life insurance sum assured ranges between Rs.50 lakhs to Rs.1 crore.
Here are some key features of this plan:
You can add the following riders to your ICICI PruiShield Term Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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