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Poorna Suraksha Kawach Plan
546-/ per month
VS
Iprotect Super Term Plan
761/- per month
ABSLI Poorna Suraksha Kawach is an insurance plan with return of premium and life cover benefit. It also provides an early return of premium option to support liquidity requirements during the policy term. The plan focuses on protection plus savings. You get financial safety for your family with premium refund benefits if you survive the policy term. It also includes the critical and terminal illness coverage, helping you handle major health risks without breaking financial stability.
One of the many benefits of the plan is the ability to increase your sum insured at major life stages such as marriage, and the birth of your child.
Here are some key features of this plan:
| PLAN DETAILS |
Poorna Suraksha Kawach Plan |
Iprotect Super Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum maturity age- 85 years |
| Plan Sum Assured | Base sum assured: 50 Lacs to 20 Crore. | Base sum assured- Rs 50 lakhs to Rs 1 crore |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum age- 18 years, Maximum age- 55 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under ABSLI Poorna Suruksha Kawach | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 546-/ per month | Rs 761/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 55 years | Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age |
| Claim Settlement Ratio (2024-25) | 98.65 | 99.33% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your ABSLI Poorna Suraksha Kawach:
This rider offers additional protection for accidents leading to death and disability at an affordable cost.
This rider offers a lumpsum amount in case of diagnosing listed critical illnesses.
This rider offers a lumpsum amount to cover surgical expenses.
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