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Sampoorna Raksha Promise vs Tata Aia Maha Raksha Supreme Select Plan

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Sampoorna Raksha Promise by Tata AIA Life Insurance is a pure-term insurance plan that offers financial protection to your loved ones in case of your death. This plan allows you to opt for whole-life coverage (up to 100 years). You can choose from 4 plan options available with this plan. This term insurance policy comes with an inbuilt waiver of premium on diagnosis of terminal illness. 
Tata AIA is one of the leading life insurance companies that offers multiple life insurance solutions, including term plans, ULIPs, child plans, savings plans, etc.

Sampoorna Raksha Promise Plan  of TATA AIA offers you a range of benefits, including:

why-choose
  • Choice of Plan Options
  • Instant Payment on Claim Intimation
  • Whole Life Coverage Option
  • Special Discount for Female Policyholders
  • Add-on Riders to Choose
  • Choice of Death Benefit Payout
PLAN DETAILS

Sampoorna Raksha Promise


Tata Aia Maha Raksha Supreme Select Plan

Premium Including GST
Key Features
(Key features of the plan)
  • 4 Plan Options
  • Joint Life Option
  • Instant Payout on Claim
  • Flexible death benefit options
  • Whole life cover 
  • Super Retirement Benefit (Life Secure Options)
Plan Maturity age Maximum maturity age- 100 years 100 years
Plan Sum Assured Base sum assured- Rs 25 lakhs to No limit ₹ 25,00,000 to no limit
Plan Entry Age Minimum age- 18 years, Maximum age- 65 years 18 to 65 years
Plan Payment modes Yearly, half-yearly, quarterly, and monthly Yearly, Half-Yearly, Quarterly, Monthly
Plan Policy loan No policy loan is available under this plan. No
Plan Sample Premium Rs 655/- per month 775 Rs/month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 1 year Maximum term - 82 years 5 to 82 years
Claim Settlement Ratio (2024-25) 99.41 99.41
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Tata AIA Sampoorna Raksha Promise Term Plan 2024 | Tata AIA Life Insurance | Tata AIA Life

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders associated with the Tata AIA Maha Raksha Supreme Select plan 

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Non-Linked Comprehensive Health Rider

Provides a lump-sum payout if you are diagnosed with a covered critical illness.

Non-Linked Comprehensive Protection Rider

Adds extra life cover or payout in case of death, disability, or terminal illness.

Vitality Protect 

Offers additional protection benefits along with rewards for staying healthy and active.

Vitality Health

Provides health-related benefits and rewards based on your fitness and wellness activities.

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