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Edelweiss Life Total Protect Plus is a pure protection plan that comes with three plan options: Life Cover Option, Return of Premium Option, and Live Long Option. It offers all-around protection to take care of your dependents with their ever-changing responsibilities.
The plan also provides life coverage up to the age of 100 years at affordable premiums, an option to add your spouse to the same plan, and returns your paid premiums as survival benefits.
Edelweiss Life Total Protect Plus offers a range of benefits including:
| PLAN DETAILS |
Total Protect Plus Plan |
Group Suraksha Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 100 years | Maximum Maturity Age - 54 years |
| Plan Sum Assured | Base sum assured: Rs 25 lakhs to no limit. | Basic Sum Assured: ₹5 Thousands to ₹25 Thousands |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 54 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, Semi-Annual, Quarterly, and Monthly |
| Plan Policy loan | The policy loan is not available under Protect Plus Plan. | The policy loan is not available under Bharti AXA Group Suraksha Plan. |
| Plan Sample Premium | Rs 589-/ per month | Rs 730-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 100 years | Minimum term - 1 year Maximum term - Annual Renewal |
| Claim Settlement Ratio (2024-25) | 99.29% | 99.18% |
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Bharti AXA Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Edelweiss Life Total Protect Plus:
Under this rider, an additional sum assured, along with the base plan death benefit, is paid if the policyholder dies due to an accident during the policy term.
Under the accidental disability rider, benefits are offered if the policyholder becomes disabled or dies due to an accident.
Under this rider, if you are hospitalized for any reason that affects your income, it will provide you with a daily allowance similar to your income and other post-hospitalization benefits. This allows you to focus on health recovery rather than worrying about finances.
Under this rider, if you are diagnosed with any of the 12 listed critical illnesses, you will receive a lump sum assured amount to manage your expenses, along with a waiver of all future premiums of the policy.