Aditya Birla Activ Fit Plus Plan
vs
Royal Sundaram Lifeline Elite

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Aditya Birla Activ Fit Plus Plan vs Royal Sundaram Lifeline Elite

Aditya Birla Activ Fit Plus Plan

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you heard this right. Don't you trust us? Let us explain this to you further, read on. So, the Aditya Birla Activ Fit Plus health plan gives you a versatile r...

Royal Sundaram Lifeline Elite

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went on an international tour in the USA They met with an accident when they were travelling by cab from New York City to Manhattan There was a major issue ...

PLAN DETAILS

Aditya Birla Activ Fit Plus Plan


Royal Sundaram Lifeline Elite

Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Stay fit & get rewarded
  • Travel protection cover
  • Unlimited SI refill
  • 11 specified critical illnesses cover
  • Worldwide emergency hospitalization
  • Maternity & newborn covers
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
11000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Not Covered
Plan Entry Age Min- 90 days, Max- 45 years 18 to 65 Years
Plan Premium Entry Age and S/A - N/A
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium - N/A
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years 1/2/3 Years
ICU Charges Covered -
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Not Covered
E Consultation Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Covered
Claim Ratio 64.68 96.17
Solvency Ratio 2.3 2.1

Know More About Plans

Overview

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer

You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy!

YES, you heard this right. Don't you trust us? Let us explain this to you further, read on.

So, the Aditya Birla Activ Fit Plus health plan gives you a versatile range of benefits that leads you to improve your overall well-being, be it physical, emotional, mental, or social. This plan is a boon for young adults or Gen-Zs, as it provides;

  • All of the basic healthcare benefits at affordable premiums
  • Rewards them to stay fit and healthy
  • Unlimited times of sum insured refill in a policy year so they're covered no matter how expensive the situation gets while hospitalizing
  • Doubles the sum insured on two consecutive claim-free policy years
  • A good health discount
  • Early bird discounts
  • Cashless treatment benefits
  • And there's a plus of optional travel protection cover
  • Free health assessment and optional Super No Claim Bonus as well

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.