Aditya Birla Activ One Plan
vs
Star Rural Micro Health
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Aditya Birla Activ One Plan |
 Star Rural Micro Health |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Applicable |
| Plan Entry Age | Entry Age Minimum: 18 Years Children: 91 Days to 25 Years, No maximum limit | 12 Months to 65 years |
| Plan Premium Entry Age and S/A | INR 8,079 | 1735 |
| Plan Waiting Period | 30 Days | 30 |
| Plan Coverage | Individual/ Family Floater | - |
| Plan Sample Premium | INR 8,079 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 years | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 64.68 | 99.21 |
| Solvency Ratio | 2.3 | 2.19 |
|
Aditya Birla Health Insurance Star Health Insurance Plan Detailed Review |
||
Aditya Birla Activ One Plan benefits include:
Along with the features mentioned above, policyholders can also avail of optional covers like Super Credit and Claim Protect.
A wide range of sum-insured options are available, starting from INR 5 lakhs for Zone 2 and 3 cities and INR 7 lakhs for Zone 1 cities. Wherein the upper limit goes up to INR 2 crores.
Aditya Birla Activ One plan is available as an individual and family floater plan offering customized features and benefits. Read further details given below to understand if the plan is the right fit for you.
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