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Aditya Birla Arogya Sanjeevani
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Star Critical Illness Plan
| PLAN DETAILS |
Aditya Birla Arogya Sanjeevani |
Star Critical Illness Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
20900 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | - |
| Plan Entry Age | Min- 3 months, Max- 65 years | - |
| Plan Premium Entry Age and S/A | NA | - |
| Plan Waiting Period | 30 | - |
| Plan Coverage | - | - |
| Plan Sample Premium | NA | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | - |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Not covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Not Covered | - |
| E Consultation | Not covered | - |
| Air Ambulance | Not covered | - |
| Global Coverage | Not covered | - |
| Claim Ratio | 94.47 | 99.21 |
| Solvency Ratio | 1.67 | 2.19 |
|
Star Health Insurance Plan Detailed Review |
||
Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your all-life savings in one go? You deserve an affordable health insurance policy that covers all your healthcare needs at times and keeps the financial situation in your control.
Well, Aditya Birla Arogya Sanjeevani's policy offers you hospitalization expenses, AYUSH treatment covers, and so much more. But what does the Arogya Sanjeevani Policy mean?
IRDAI has made it mandatory for all the health insurance companies that sell standalone plans, to offer Arogya Sanjeevani health policy from 2022. Some mandatory coverage includes room rent, ICU, pre & post-hospitalization covers, daycare procedures, COVID-19 care, cataract treatment, and a few other basic healthcare benefits.
This page provides all related to the Aditya Birla Arogya Sanjeevani Policy, read further to know more about the same.
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