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Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj General Criti Care health insurance policy cover over 43 critical illnesses, categories of which are divided into 5 major ones including:
Cardiovascular care,
Kidney care
Cancer care
Sensory organ care
Transplant care
The diseases that this policy covers are cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others.
Apart from this, read eligibility criteria, specifications, and exclusions under the Bajaj General critical illness policy.
| PLAN DETAILS |
Bajaj Allianz Criti Care Plan |
Critical Illness Insurance Policy |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 9100 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | 18 - 65 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 3200 | 1369 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual |
| Plan Sample Premium | NA | 1369 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1, 2, 3 Years |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Not Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.23 | 87.50 |
| Solvency Ratio | 3.25 | 2.35 |