Future Generali Advantage Top Up Plan
vs
Mediclaim Policy
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Future Generali Advantage Top Up Plan |
 Mediclaim Policy |
| Premium Including GST | ||
| Product Type | Top Up and Super Top Up | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
8430 | 3000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not covered | Covered |
| Plan Entry Age | Adult: 18 years - No limit, Child: day 1 to 25 years | 18 Year to no age limit |
| Plan Premium Entry Age and S/A | 704 | 5,691 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 704 | 5,691 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2,3 years | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not covered | Covered |
| E Consultation | Not covered | Not Covered |
| Air Ambulance | Not covered | Not Covered |
| Global Coverage | Not covered | Not Covered |
| Claim Ratio | 94.98 | 90.73 |
| Solvency Ratio | 1.8 | 1.8 |
Get more coverage on your insurance, and enjoy more protection with a top-up today!
The Future Generali Advantage top-up health insurance policy comes in two variants; Supreme and Elite, which provide additional protection when undergoing expensive medical treatment. To cope with this, FG Advantage has a wide sum insured option with affordable premiums that cover during your critical health emergency.
Apart from this, you can also avail of several discounts on premium, such as;
We know that getting discounts over and above affordable premiums feels fabulous. But you must know that the FG Advantage top-up plan comes with a deductible clause that may range between 40,000 to 40 Lakhs per the choice of your policy's sum insured between INR 50,000 to 1 Crore. But can we get rid of the deductible clause? Yes, you can waive the deductible to convert it into an indemnity policy.
This page has it all about the top-up Future Generali Advantage plan, you must read till the end to know more about the same.
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