Gain Insurance Policy
vs
Star Critical Illness Plan

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Gain Insurance Policy vs Star Critical Illness Plan

Gain Insurance Policy

Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible medical treatments and procedures to individuals as well as families. Star Health Gain Plan is a unique plan that offers flexibility in choosing the Sum ...

Star Critical Illness Plan

It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the question comes to mind if I already have health insurance coverage, do I need to purchase a critical illness policy? The simple answer to this questio...

PLAN DETAILS

Gain Insurance Policy


Star Critical Illness Plan

Premium Including GST
Product Type Individual and Family Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Family coverage
  • Multiple sum insured
  • Save tax
  • Lumpsum payout
  • Accidental hospitalization cover
  • Non-allopathic treatments cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age 18 years to 65 Years -
Plan Premium Entry Age and S/A 17700 -
Plan Waiting Period 30 -
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 year -
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Not Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 99.21 99.21
Solvency Ratio 2.19 2.19
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Know More About Plans

Overview

Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible medical treatments and procedures to individuals as well as families. Star Health Gain Plan is a unique plan that offers flexibility in choosing the Sum Insured (SI) amount, the premium, and the family coverage they wish to opt for.

Star Health Gain Policy is an ideal choice for every family that wishes to cover their loved ones and wants to take care of their health. Star Health Gain Insurance Policy is a great tax-saving instrument too. Moreover, Star Health Gain Insurance Policy provides various options of coverage to policyholders that range from inpatient expenses, daycare procedures, pre and post-hospitalization, medical checkups, and more. Star Health Gain Insurance Policy offers a wide range of Sum Insured options such as Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh. Further, the Star Health Gain is available on an individual and family floater basis.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.