Hdfc Ergo My Health Women Suraksha Policy
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My Health Medisure Super Top Up

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Hdfc Ergo My Health Women Suraksha Policy vs My Health Medisure Super Top Up

Hdfc Ergo My Health Women Suraksha Policy

HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. The policy offers a robust coverage spectrum including cancer, major illness, cardiac ailments, assaults, burns, and more. This policy ensures holistic...

My Health Medisure Super Top Up

HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restrictions and limitations. The plan is an added advantage to your existing health insurance plan. The HDFC ergo Top Up plan provides a good option for buyin...

PLAN DETAILS

Hdfc Ergo My Health Women Suraksha Policy


My Health Medisure Super Top Up

Premium Including GST
Product Type Women Health Insurance Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Cancer Cover
  • Assault And Burn Cover
  • 41 Critical Illness Cover
  • Plan Specifications
  • Key Features & Benefits
  • Quick Buying And Claim Process
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
12000 12000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Covered
Plan Entry Age 18 to 65 years 18 to 65 Years
Plan Premium Entry Age and S/A N/A 1,430
Plan Waiting Period 90 30
Plan Coverage Women insurance cover Top Up and Super Top Up
Plan Sample Premium N/A 1,430
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 years 2, 3 Years
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Not Covered
Ayush Treatment - Not Covered
Modern Treatment - Not Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 98.59 98.59
Solvency Ratio 1.7 1.7
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Overview

HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. The policy offers a robust coverage spectrum including cancer, major illness, cardiac ailments, assaults, burns, and more. This policy ensures holistic protection beyond traditional health insurance, offering multiple sum insured options, coverage for all women in the family under a single policy, and wellness features. The plan comes with many unique benefits such as loss of job and reduced premium which empower women to proactively secure their health and future.

With sum insured ranging from 1 lakh to 1 crore, flexible premium payment options, and the opportunity to avail various discounts to purchase the policy as per your choice, this comprehensive health insurance plan provides a 360-degree shield against soaring medical expenses that can put a financial burden on women.

 

Key Features of My: Health Women Suraksha Policy

Many key features make this plan unique, let us have a look at them:

  • Lifetime renewal

    This plan offers lifetime renewal without any age restrictions ensuring continued coverage throughout your life.
  • Wellness Incentives

    You can enjoy wellness features such as fitness discounts at renewals, health incentives, wellness, and health coaching, promoting your overall well-being.
  • Discount options

    Various discount options are available, including daily discounts, long-term policy discounts, and loyalty discounts, helping you to save the premiums.
  • Add-On Coverage

    My:Health Suraksha offers optional add-on benefits on the coverage for pregnancy, complications, newborn complications, and loss of job, enhancing your protection.
  • Post Diagnosis Support

    The plan covers a second medical opinion, molecular gene expression profiling test, and post-diagnosis assistance.
  • High Sum Insured

    HDFC My: Health Women Suraksha offers a high sum insured ranging from 1 lakh to 1 crore, which gives the policyholder comprehensive coverage. Almost every important illness and many surgeries are covered under this plan.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.