Health Pulse Plan
vs
Yuva Bharat Policy
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Health Pulse Plan |
 Yuva Bharat Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10263 | 3000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 18 to 65 Years | Min- 91 days, Max- 45 years |
| Plan Premium Entry Age and S/A | 8339 | 4,712 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 8339 | 4,712 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | upto 3 years | 1, 2, 3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 100 | 90.73 |
| Solvency Ratio | 1.7 | 1.8 |
Go an extra mile for the health of your family with Niva Bupa Health Recharge
Niva Bupa Health Pulse Plan protects you and your family's health and provides customized benefits. The plan is available for individuals and families and the sum insured ranges from Rs. 3 Lakhs to Rs. 25 Lakhs. The policy provides post-hospitalization or pre-hospitalization, daycare treatments, domiciliary treatments, and many more features. This policy is comprehensive in which the policyholder gets yearly health check-ups as well.
Along with this, the plan also provides coverage for HIV/AIDS up to 10% of the base sum insured (maximum Rs.50,000). The plan also covers Mental Disorder Treatments up to the sum insured.
The plan comes in two variants- Classic & Enhanced.
| PLAN TYPE | CLASSIC | ENHANCED |
| Base Sum Insured | Rs. 3 Lakhs - 10 Lakhs | Rs. 3 Lakhs- 25 Lakhs |
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