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Icici Lombard Elevate Plan vs Super Saver Plan

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Icici Lombard Elevate Plan vs Super Saver Plan

Icici Lombard Elevate Plan

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance policy could give you and your family tailor-made and boundless coverage benefits? Of course, inflating healthcare costs is an additional burden on y...

Super Saver Plan

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders complete the first year of plan tenure without making a claim, they are eligible for a Super Saver discount of 80% in the following year of the plan. ...

PLAN DETAILS

Icici Lombard Elevate Plan


Super Saver Plan

Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Over 30 add-on options
  • Worldwide coverage
  • Special cover for NRIs
  • 80% premium discount
  • Family coverage
  • Maternity coverage
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
10600 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age Child: 91 days - 30 years, Adult: 18 years - No limit 18 to 70 years
Plan Premium Entry Age and S/A NA -
Plan Waiting Period 30 30 Days*
Plan Coverage - Individual and Family floater
Plan Sample Premium NA 5607
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1 year
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Covered Not Covered
Claim Ratio 97.16 95.5
Solvency Ratio 2.62 2.26
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Know More About Plans

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage.

How would it feel if a health insurance policy could give you and your family tailor-made and boundless coverage benefits? Of course, inflating healthcare costs is an additional burden on your account that's barely unavoidable these days. For that matter, getting treated for an illness, an accidental injury, or getting hospitalized is no more of a cakewalk, unless you have an all-rounder health insurance policy.

So, the ICICI Lombard Elevate plan is the one-stop solution for all your healthcare-related expenses including doctor's visits, diagnostics tests, medication bills, hospitalization expenses, and so much more. Additionally, it covers you up to an unlimited sum insured limit, comes with value-added services, freedom to choose add-on covers out of over 30 options.

Not only this, the Elevate plan of ICICI Lombard offers health benefits like rewarding wellness points, teleconsultation, second opinions, pharmacy covers, domestic air ambulance services, diagnostic tests, and so on if you maintain a healthy lifestyle. The policyholder can enjoy the in-built cover benefits with optional covers by paying an additional premium to the insurer. The set of chosen add-on covers can be any of the available options, depending on your healthcare needs. Also, female policyholders or insured members get special benefits with maternity coverage, surrogate and oocyte donor hospitalization benefits, and so on which you will learn in detail further.

We're not yet done with the comprehensivity of the ICICI Lombard Elevate plan, you will get to know further on this page, about its eligibility criteria, benefits, coverage specifications, exclusions, and so on.

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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