Icici Lombard Health Booster Policy
vs
Acko Personal Accident Policy

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Icici Lombard Health Booster Policy vs Acko Personal Accident Policy

Icici Lombard Health Booster Policy

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, ...

Acko Personal Accident Policy

According to a report from the World Economic Forum, there are over 2.5 lakh accidental deaths or fatalities happening per year in India. Accidents are never planned so it doesn’t give us any chance to plan for our family’s future. How do we combat these uncertainties? The answer is simp...

PLAN DETAILS

Icici Lombard Health Booster Policy


Acko Personal Accident Policy

Premium Including GST
Product Type Top Up and Super Top Up Accident Health Insurance
Key Features
(Key features of the plan)
  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability
  • Zero waiting period
  • Accidental death cover
  • No health check-up required
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Not covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Not covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Not covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Not covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Not covered
Hospital_network
(Number of Hospital Network in city)
10800 14300
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Not covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not covered
Plan Entry Age Min- 6 years , Max- No Limit Minimum 18 years
Plan Premium Entry Age and S/A NA NA
Plan Waiting Period 30 Accidental death covered from Day 1
Plan Coverage - Accident plan
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 Year 1 Year
ICU Charges - Not covered
Covid-19 Treatment - Not covered
Cataract - Not covered
Automatic Restoration - Not covered
Ayush Treatment - Not covered
Modern Treatment - Not covered
E Consultation - Not covered
Air Ambulance - Not covered
Global Coverage - Not covered
Claim Ratio 98.53 97.68
Solvency Ratio 2.5 4.3
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Know More About Plans

Overview

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, and policy period options with no age restrictions. The plan offers many benefits that make this plan robust and versatile. Let us explore this plan in this article.

Eligibility Table For ICICI Lombard Health Booster Policy

Eligibility Criteria Details
Minimum Age 6 Years
Maximum Age No maximum age limit
Child Covegae Children aged 3 months to 5 years can be insured under a floater plan only.
Policy Period Options 1 year, 2 years, or 3 years
Lifetime Renewability Yes, the policy can be renewed for a lifetime.
Pre -Policy Medical Checkup No medical test is required for individuals below 46 years of age with a sum insured of up to 10 lakh
Deductible Options 3 lakh, 4 lakh, 5 lakh
Co-Pay(Above 60 yeras) 20% of the admissible claim amount above the deductible.
Initial Waiting Period 30 Days

Read more specifications in the brochure.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.