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PLAN DETAILS |
![]() Icici Lombard Max Protect Plan |
![]() Icicilombard Health Shield 360 Plan |
Premium Including GST | ||
Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
Key Features (Key features of the plan) |
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OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
Hospital_network (Number of Hospital Network in city) |
10600 | 10600 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Available |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Available |
Plan Entry Age | 21 - 65 Years | 21 to 75 Years |
Plan Premium Entry Age and S/A | N/A | N/A |
Plan Waiting Period | 30 | 30 |
Plan Coverage | Individual/ Family Floater | Individual and Family Floater |
Plan Sample Premium | N/A | N/A |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | 1/2/3 Years | 1 Year |
ICU Charges | Covered | Covered |
Covid-19 Treatment | Covered | Covered |
Cataract | Covered | Covered |
Automatic Restoration | Covered | Covered |
Ayush Treatment | Covered | Covered |
Modern Treatment | Covered | Covered |
E Consultation | Covered | Covered |
Air Ambulance | Not Covered | Covered |
Global Coverage | Not Covered | Covered |
Claim Ratio | 97.16 | 97.16 |
Solvency Ratio | 2.62 | 2.62 |
ICICI Lombard Health Shield 360 Full Review | ICICI Lombard Health Insurance Plan | ICICI Lombard |
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classic and Premium with a whopping large sum insured of INR 1 Crore.
The plan offers other benefits like exclusive worldwide coverage, modern-day treatment procedures, reset benefits, multi-year policy discounts and much more. The details of the ICICI Lombard MaxProtect health plan are further mentioned below. Read the article thoroughly and make an informed decision before investing in this plan.