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Liberty Janta Personal Accident Policy vs Future Generali Criticare Plan

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Liberty Janta Personal Accident Policy vs Future Generali Criticare Plan

Liberty Janta Personal Accident Policy

Janta personal accident policy designed by Liberty Health Insurance is designed specifically to cater to customers settled in rural India. The Janata personal accident policy offers coverage against accidental death along with features such as Loss of limbs Loss of a Limb and an eye Complete loss ...

Future Generali Criticare Plan

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PLAN DETAILS

Liberty Janta Personal Accident Policy


Future Generali Criticare Plan

Premium Including GST
Product Type Accident Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Personal Accident Cover
  • Worldwide Cover
  • Lifelong Renewability
  • Critical illness cover
  • Exhaustive cover benefits
  • Lump sum payout options
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
6000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age Minimum: 18 Years, Child: 5 to 18 Years, Maximum: 75 Years Min- 6 years, Max- 65 years
Plan Premium Entry Age and S/A NA 262
Plan Waiting Period 30 90
Plan Coverage - -
Plan Sample Premium NA 262
Plan Brochure Brochure URL Brochure URL
Policy Term 1 year 1, 2, 3 Years
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 97.64 95.5
Solvency Ratio 3 2.26
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Liberty Health Insurance

Liberty Health Insurance

Know More About Plans

Janta personal accident policy designed by Liberty Health Insurance is designed specifically to cater to customers settled in rural India. The Janata personal accident policy offers coverage against accidental death along with features such as

  • Loss of limbs
  • Loss of a Limb and an eye
  • Complete loss of eyesight in both eyes
  • Loss of sight of one eye, or total and irrecoverable loss of use of a hand or a foot
  • Permanent Total Disability due to Accident

The policy covers individuals and dependent children from the age of 5 years to 18 years. In this article, we have mentioned all the essential details and features of the Liberty Janta Personal Accident Policy to help you better understand the policy.

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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