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Manipalcigna Lifestyle Protection Accident Care Plan
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VS
Manipalcigna Lifetime Health Plan
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| PLAN DETAILS |
Manipalcigna Lifestyle Protection Accident Care Plan |
Manipalcigna Lifetime Health Plan |
| Premium Including GST | ||
| Product Type | Accident Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
15000 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
| Plan Entry Age | Child: 5 - 25 years, Adult: 18 - 80 years | 91 days, to 65 years |
| Plan Premium Entry Age and S/A | NA | NA |
| Plan Waiting Period | NA | 30 days |
| Plan Coverage | - | - |
| Plan Sample Premium | NA | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1, 2, 3 Year |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Covered |
| Claim Ratio | 98 | 98 |
| Solvency Ratio | 1.66 | 1.66 |
|
Manipal Cigna Health Insurance Plan Detailed Review |
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Always be prepared for the ups and downs of life!
Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financially to create a better tomorrow. Along with its accidental death or disability covers, it also features a safety guard against the loss of a job due to any disability or medical adversity. Furthermore, it offers your children an education fund to take care of their future when you are not around.
Moreover, an accident can happen at any time in one's life, isn't it better to be prepared for those uncertainties? Also, you can renew your ManipalCigna Lifestyle Protection Accident Care policy beyond 70 years of age, given the sum insured value will not exceed INR 10 Lakhs and the coverage benefits will be limited only to accidental death and permanent total disability.
The ManipalCigna Lifestyle Protection Accident Care plan comes in three variants which ascend in coverage options (which you'll read about in the specifications table), know the variants below:
This page discusses all the highlights of this plan, along with the eligibility criteria, benefits, specifications, and exclusions. Read further to know more about the same.
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