PLAN DETAILS |
![]() Max Bupa Health Recharge Plan |
![]() Star Women Care Plan |
Premium Including GST | ||
Product Type | Top Up and Super Top Up | Individual and Family Health Insurance |
Key Features (Key features of the plan) |
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OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
Hospital_network (Number of Hospital Network in city) |
10263 | 14000 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Applicable |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Applicable |
Plan Entry Age | 91 days to 65 years | 18 - 75 years, Child: 91 days - 25 years |
Plan Premium Entry Age and S/A | 3762 | 12154 |
Plan Waiting Period | 90 days | 30 |
Plan Coverage | - | - |
Plan Sample Premium | 3762 | - |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | 2 years | 1 | 2 | 3 Years |
ICU Charges | Covered | Covered |
Covid-19 Treatment | Covered | Covered |
Cataract | Not Covered | Covered |
Automatic Restoration | Not Covered | Covered |
Ayush Treatment | Covered | Covered |
Modern Treatment | Covered | Covered |
E Consultation | Covered | Covered |
Air Ambulance | Not Covered | Covered |
Global Coverage | Not Covered | Not Covered |
Claim Ratio | 100 | 65 |
Solvency Ratio | 1.7 | 2.0 |
Go an extra mile for the health of your family with Niva Bupa Health Recharge
Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) is a pocket-friendly Super Top-up plan, offers additional coverage in case your existing health plan gets exhausted. The plan allows you to cover yourself, your spouse, and up to 4 dependent children. In addition to this, the plan provides coverage for Mental Disorder Treatments as well as gives you the option to choose critical illness coverage and personal accident coverage.
Niva Bupa Health Recharge pays for any medical expenses only after the insured has exhausted all the deductible limits. Explore more about the plan in the below sections.
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.