Reliance Specially Abled Health Insurance Plan
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My Health Medisure Super Top Up
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| PLAN DETAILS |
 Reliance Specially Abled Health Insurance Plan |
 My Health Medisure Super Top Up |
| Premium Including GST | ||
| Product Type | Individual | Top Up and Super Top Up |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
9100 | 12000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
| Plan Entry Age | Child: 1 - 17 years, Adult: 18 - 65 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | NA | 1,430 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Top Up and Super Top Up |
| Plan Sample Premium | NA | 1,430 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 2, 3 Years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 87.50 | 98.59 |
| Solvency Ratio | 1.5 | 1.7 |
A cover for those who are one in a million.
The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical and financial support in an emergency. As per the report published by the Office of Chief Commissioner for Persons with Disability, almost 2.21% of the overall population in India, i.e., approximately 2.68 crore individuals are registered under the PWD category.
Based on The Rights of Persons with Disabilities Act of India, 2016 and The Mental Healthcare Act of India, 2017, the Reliance Specially Abled health policy caters to the most vulnerable sections of our society. The Reliance General Insurance Company Limited has curated this health insurance for Persons with Disability, those who are inflicted with HIV/AIDS, mental illness, etc.
This page has it all from the eligibility criteria, specifications, and exclusions of the plan, read further to know in detail.
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