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PLAN DETAILS |
![]() National Young India Mediclaim Policy |
![]() Extra Care Plus Plan |
Premium Including GST | ||
Product Type | Individual and Family Health Insurance | Top Up and Super Top Up |
Key Features (Key features of the plan) |
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OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
Hospital_network (Number of Hospital Network in city) |
3200 | 18400 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Applicable |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Applicable |
Plan Entry Age | 18 to 43 Years | 91 Days to 80 Years |
Plan Premium Entry Age and S/A | 8,103 | 3,720 |
Plan Waiting Period | 30 | 30 Days |
Plan Coverage | Individual and Family Floater | - |
Plan Sample Premium | 8,103 | - |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | 1, 3 Years | 1/2/3 Years |
ICU Charges | Covered | Covered |
Covid-19 Treatment | Covered | Covered |
Cataract | Covered | Covered |
Automatic Restoration | Covered | Not Covered |
Ayush Treatment | Covered | Not Covered |
Modern Treatment | Covered | Covered |
E Consultation | Not Covered | Not Covered |
Air Ambulance | Not Covered | Covered |
Global Coverage | Not Covered | Not Covered |
Claim Ratio | 91.31 | 99.23 |
Solvency Ratio | 0.3 | 3.49 |
Bajaj Allianz Health Insurance |
National Young India Mediclaim Policy, an indemnity-based insurance policy is available as an individual and family floater health plan. A standard health insurance plan that covers all the basic health care features like:
National Insurance Young India Mediclaim Policy offers good health incentives to all individuals who maintain a good lifestyle by offering a cumulative bonus of 5% up to 50% for claim-free years. With multiple discounts and reinstatement of Sum Insured, the plan offers efficient health care to its customers. To understand more about the plan read the article.