New India Sixty Plus Mediclaim Policy
vs
Critical Illness Insurance Policy

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New India Sixty Plus Mediclaim Policy vs Critical Illness Insurance Policy

New India Sixty Plus Mediclaim Policy

New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged between 60 years to 80 years. The policy also covers spouse in the same policy under the condition that at least one of the insured should be a senior citi...

Critical Illness Insurance Policy

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespective of your actual medical expenses. Enables you to stay financially secure and focus on the most important thing health. The policyholder can avail S...

PLAN DETAILS

New India Sixty Plus Mediclaim Policy


Critical Illness Insurance Policy

Premium Including GST
Product Type Senior Citizen Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Senior Citizen Cover
  • Attendant Benefit
  • Discounts For Women
  • Coverage for Cancer
  • Eligibility Criteria
  • Inclusions and Exclusions
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
3000 6000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 60 Years to No Age Limit 5 years to No maximum age limit
Plan Premium Entry Age and S/A 14,218 357
Plan Waiting Period 30 90
Plan Coverage - Individual/Family floater
Plan Sample Premium 14,218 357
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1/2/3 years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Not Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 90.73 98%
Solvency Ratio 1.8 1.8

Know More About Plans

Overview

New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged between 60 years to 80 years. The policy also covers spouse in the same policy under the condition that at least one of the insured should be a senior citizen. Sixty Plus Mediclaim Policy comes with three sum insured choices i.e. 2, 3 and 5 Lakhs. Additionally, the plan offers a wide range of coverage such as Hospital Cash, Pre and Post-hospitalisation, Attendant Benefits, Organ Transplant Expenses, Cover for Pre-Medical check-ups and more.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.