Prohealth Group Insurance Policy Plan
vs
Health Edge Policy
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Prohealth Group Insurance Policy Plan |
 Health Edge Policy |
| Premium Including GST | ||
| Product Type | Group Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
8500 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
| Plan Entry Age | Day 1 to 80 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | NA | 6305 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Group Health Policy | Individual/Family Floater |
| Plan Sample Premium | NA | 6305 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1/2/3 year |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Covered |
| Claim Ratio | 99.96 | 98% |
| Solvency Ratio | 1.5 | 1.8 |
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-employer-employee groups. It offers flexible, comprehensive, easy, and affordable healthcare that can be tailored to meet the unique needs of all. The policy provides a full circle of healthcare including Base covers for essential benefits and a range of optional covers.
Manipal Cigna Pro Health Group from ManipalCigna Health Insurance offers excellent healthcare solutions with base hospitalization coverage along with optional need-based covers. This plan provides multiple cost-sharing options at corporate and individual levels with flexibility in terms of fixed or indemnity payouts. With ManipalCigna ProHealth Group Health Insurance Policy you can be in control by protecting and making medical treatment expenses more manageable, thus ensuring quality health care for all group members.
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