Reliance Health Super Top Up Insurance
vs
Icici Lombard Group Plan

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Reliance Health Super Top Up Insurance vs Icici Lombard Group Plan

Reliance Health Super Top Up Insurance

A backup for your medical emergencies. Reliance Health Super Top-up insurance acts like a cherry on the cake. In case you feel your basic health insurance policy isn't enough to cover your healthcare expenses, this super top-up policy can work wonders for you. Reliance Health's super top-up insuranc...

Icici Lombard Group Plan

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customers, and office or society members. Irrespective of their age, gender, occupation or socio-economic status, these plans provide the same extent of insur...

PLAN DETAILS

Reliance Health Super Top Up Insurance


Icici Lombard Group Plan

Premium Including GST
Product Type Top Up and Super Top Up Group Health Insurance
Key Features
(Key features of the plan)
  • Worldwide emergency cover
  • Maternity expenses
  • Air ambulance cover
  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
9100 10800
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 18 – 65 Years Min- 180 days, Max- 95 years
Plan Premium Entry Age and S/A NA NA
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium NA NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1 Year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Covered -
Global Coverage Covered -
Claim Ratio 87.50 98.53
Solvency Ratio 1.5 2.5

Know More About Plans

Overview

A backup for your medical emergencies.

Reliance Health Super Top-up insurance acts like a cherry on the cake. In case you feel your basic health insurance policy isn't enough to cover your healthcare expenses, this super top-up policy can work wonders for you. Reliance Health's super top-up insurance has multiple coverage options such as inpatient care including ICU charges cover, diagnostic tests, pre and post-hospitalisation expenses, modern treatments like robotic surgeries, stem cell therapy, road ambulance services and more.

This policy comes with two plan options- Plan A and Plan B under which there are several options to cater to your healthcare needs. These are:

  • Waiver of deductible for accidental claims
  • Renewal benefits:
    • Waiver of premium on first diagnosis of critical illness
    • Cumulative bonus
    • Health check-up
    • Deductible buy-back (Optional benefit)
  • Global cover: Worldwide emergency cover

The features and benefits are not over yet! Reliance Health's super top-up health insurance offers more than all of these benefits. Read more about its specifications, benefits, eligibility criteria, exclusions, etc in further sections of this page.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.