Royal Sundaram Lifeline Supreme Plan
vs
Criticare Plus

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Royal Sundaram Lifeline Supreme Plan vs Criticare Plus

Royal Sundaram Lifeline Supreme Plan

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such as: Annual health check-ups Preventive health care, and disease management Second medical opinion for 11 critical illnesses No room rent capping Up ...

Criticare Plus

Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesses. Star Criticare Plus provides a lump sum payment for long-term diseases such as cancer, chronic kidney disease, brain tumor, major organ transplant,...

PLAN DETAILS

Royal Sundaram Lifeline Supreme Plan


Criticare Plus

Premium Including GST
Product Type Individual and Family Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Up to 1 Crore SI
  • 4X Mobility Devices Cover
  • Health and Wellness Cover
  • Cover 1 family member
  • 30% Co-payment
  • Non-allopathic treatments
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
10000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Applicable
Plan Entry Age 18 Years to No Limit 18 to 65 years
Plan Premium Entry Age and S/A N/A 8400
Plan Waiting Period 30 90
Plan Coverage - -
Plan Sample Premium N/A -
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 Year
ICU Charges Covered Covered
Covid-19 Treatment Covered Not Covered
Cataract Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Not Covered Covered
E Consultation Covered Not covered
Air Ambulance Not Covered Not covered
Global Coverage Not Covered Not covered
Claim Ratio 96.17 65
Solvency Ratio 2.1 2.0

Know More About Plans

Overview

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such as:

  • Annual health check-ups
  • Preventive health care, and disease management
  • Second medical opinion for 11 critical illnesses
  • No room rent capping
  • Up to 100% no-claim bonus
  • EMI Options, and more.

There are various sum insured options for insured individuals ranging between 5 Lakh to 1 Crore.

Royal Sundaram Lifeline Supreme is available on an individual and family floater basis. If you are looking for an overall health insurance plan covering you and your family read the details below to understand how Royal Sundaram Lifeline Supreme is an ideal health plan.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.