Star Maternity Plan
vs
Outpatient Care

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Star Maternity Plan vs Outpatient Care

Star Maternity Plan

Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its fair share of tasks and responsibilities. There are several other factors that couples should consider before and after the baby is born, like not ov...

Outpatient Care

Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a unique plan to help insurance holders with these expenses. Health Insurance plans at large offer hospitalization expenses, however, are unable to pro...

PLAN DETAILS

Star Maternity Plan


Outpatient Care

Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Lifetime Renewal
  • Newborn’s Immunizations
  • Pediatrician Consultation
  • Plan Variants Available
  • Dental & Ophthalmic treatment
  • Lifelong Renewal Benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Not Covered
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Applicable
Plan Entry Age 60 - 65 Years 31 Days to 50 years
Plan Premium Entry Age and S/A - 7865
Plan Waiting Period 180 30
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term N/A upto 3 years
ICU Charges - Not Covered
Covid-19 Treatment - Not Covered
Cataract - Not Covered
Automatic Restoration - Not Covered
Ayush Treatment - Covered
Modern Treatment - Not Covered
E Consultation - Not Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 99.21 99.21
Solvency Ratio 2.19 2.19
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Know More About Plans

Overview

Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its fair share of tasks and responsibilities. There are several other factors that couples should consider before and after the baby is born, like not overlooking the cost involved. So, here comes maternity health insurance to the rescue. Maternity health insurance helps deal with exuberant medical expenses related to pregnancy and childbirth.

When we are talking about maternity health insurance, we must illustrate Star Health Insurance for maternity insurance solutions. The maternity plans offered by Star Health have a good scope and one can opt for individual or family health insurance which covers all maternity-related expenses. This is why when it comes to keeping the mother safe and happy, you should not settle for anything but Star Health Insurance for Maternity which covers almost everything.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.