PLAN DETAILS |
![]() Star Maternity Plan |
![]() Super Star Plan |
Premium Including GST | ||
Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
Key Features (Key features of the plan) |
|
|
OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
Hospital_network (Number of Hospital Network in city) |
14000 | 14000 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Covered |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
Plan Entry Age | 60 - 65 Years | Individual 18 years to No limit, Floater 91 days to 25 years |
Plan Premium Entry Age and S/A | - | NA |
Plan Waiting Period | 180 | 30 |
Plan Coverage | - | Individual and family cover |
Plan Sample Premium | - | NA |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | N/A | 1, 2, 3, 4, 5 years |
ICU Charges | - | Covered |
Covid-19 Treatment | - | Covered |
Cataract | - | Covered |
Automatic Restoration | - | Covered |
Ayush Treatment | - | Covered |
Modern Treatment | - | Covered |
E Consultation | - | Covered |
Air Ambulance | - | Covered |
Global Coverage | - | Not Covered |
Claim Ratio | 65 | 65 |
Solvency Ratio | 2.0 | 2.0 |
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its fair share of tasks and responsibilities. There are several other factors that couples should consider before and after the baby is born, like not overlooking the cost involved. So, here comes maternity health insurance to the rescue. Maternity health insurance helps deal with exuberant medical expenses related to pregnancy and childbirth.
When we are talking about maternity health insurance, we must illustrate Star Health Insurance for maternity insurance solutions. The maternity plans offered by Star Health have a good scope and one can opt for individual or family health insurance which covers all maternity-related expenses. This is why when it comes to keeping the mother safe and happy, you should not settle for anything but Star Health Insurance for Maternity which covers almost everything.
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With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.