Star Senior Citizens Red Carpet Plan
vs
Star Senior Citizen Plan

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Star Senior Citizens Red Carpet Plan vs Star Senior Citizen Plan

Star Senior Citizens Red Carpet Plan

Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcare needs of people above 60. The plan offers myriads of benefits such as coverage for modern treatments, in-patient hospitalization, day care procedure...

Star Senior Citizen Plan

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. Besides, if you are someone who has just entered the second innings of life this can be the best option for you. Star Health insurance for senior cit...

PLAN DETAILS

Star Senior Citizens Red Carpet Plan


Star Senior Citizen Plan

Premium Including GST
Product Type Senior Citizen Health Insurance Senior Citizen Health Insurance
Key Features
(Key features of the plan)
  • Guaranteed lifetime renewal
  • No pre-medical check-up required
  • Coverage up to 25L for individuals & families
  • No medical examinations
  • High sum insured
  • Daycare procedures
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age 60 to 75 years 60 Years to 75 Years
Plan Premium Entry Age and S/A 29535 -
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 / 2 / 3 year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Covered -
Global Coverage Not Covered -
Claim Ratio 99.21 99.21
Solvency Ratio 2.19 2.19

Know More About Plans

Overview

Perfect plan to secure your old age from medical expenses.

Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcare needs of people above 60. The plan offers myriads of benefits such as coverage for modern treatments, in-patient hospitalization, day care procedures, and much more. Available on an individual and family floater basis, Star Health Insurance for Senior Citizens comes with a lifetime renewability option to support you with medical expenses lifelong.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.