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Tata Aig Group Emi Protect Plan
N/A
VS
Care Joy Maternity Plan
54,298
| PLAN DETAILS |
Tata Aig Group Emi Protect Plan |
Care Joy Maternity Plan |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Women Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
11000 | 21700 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
| Plan Entry Age | 18 Years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 2,500 | 54,298 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Women health insurance |
| Plan Sample Premium | N/A | 54,298 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1,2,3 Years |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | - | 92.81 |
| Solvency Ratio | 3.9 | 1.74 |
|
Care Health Insurance Plan Detailed Review |
||
Tata AIG Group EMI Protect policy is specially designed to offer insured members financial protection if they cannot work due to an accident or the diagnosis of a critical illness. Also, this policy provides worldwide coverage for in-patient hospitalisation, facilitating treatment and medical expenses in severe conditions.
It covers a specified number or amount of EMIs burdened on the insured after an accidental hospitalisation, in case of a critical illness diagnosis, etc.
You can enrol under the Tata AIG Group EMI Protect policy through your employer's reference, the premiums under which should be deducted from the employee's account. For more such details of this plan, read till the end of this article or check your policy wording thoroughly.
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