VS
| PLAN DETAILS |
Hdfc Life Uday Plan |
Sbi Life New Smart Samriddhi |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum maturity age: 70 years | Maximum Maturity Age: 65 years |
| Premium payment term | Minimum: 8 years Maximum: 10 years | Same as the policy term |
| Plan Entry Age | Minimum Age: 18 years Maximum Age: 55 years | Minimum Entry Age: 30 days, Maximum Entry Age: 50 Years |
| Sum assured | Minimum: Rs. 28,465 Maximum: No limit | Minimum sum assured: 65,000 Maximum sum assured: 10,18,000 |
| Premium payment frequency | Monthly, Quarterly, Half-Yearly, or Annually | Monthly,Yearly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 12 to 15 years | 12,15 and 20 years |
| Claim Settlement Ratio (2024-25) | Minimum Age - 5 year | Minimum Age - 5 year |
Invest today for a worry-free tomorrow with the HDFC Life Uday Savings Plan for a brighter future.
HDFC Life Uday, from HDFC Life Insurance, is a guaranteed savings plan that offers the dual benefit of wealth creation and family protection. Upon your unfortunate death, your family will receive a lump sum death benefit. If you outlive the policy term, you will receive a maturity benefit. You will also get 3% p.a. guaranteed additions during the first five policy years.
The insurer pays a cash bonus to the policyholder at the end of each financial year. If you do not wish to continue your policy, you can surrender it and receive a Guaranteed Surrender Value (GSV). The plan also offers Auto Cover Continuance, where your death benefit continues for the next year even if you miss a premium payment. HDFC offers a discount on a high sum assured of ₹2 lakhs and above.
HDFC Life Uday is a non-participating, non-linked savings life insurance plan.
HDFC Life Uday Plan offers a range of benefits including: