Icici Prudential Savings Suraksha
vs
Sbi Smart Elite
- Choose your coverage tenure
- Multiple sum assured options
- Enhance coverage with add-ons
| PLAN DETAILS |
3924-17276800931290-1732793148974-1738221477.webp){kind=logo} Icici Prudential Savings Suraksha |
 Sbi Smart Elite |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age: 70 years | Maximum Maturity Age - 65 years |
| Premium payment term | Limited Pay (5,7,10,12) and Regular Pay | LPPT: 7/10/12 years, Single-Premium |
| Plan Entry Age | Minimum age- 0 Maximum age- 60 years | Minimum Age - 18 years Maximum Age - 60 years |
| Sum assured | 7 to 10 times the annual premium | 105% of total premiums |
| Premium payment frequency | Monthly, Half-yearly, and Yearly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 10 to 30 years | 5 to 30 years |
| Claim Settlement Ratio (2023-24) | Minimum Age - 5 year | Minimum Age- 14 year |
‘ A combination of savings and protection plan’.
ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial goals and provides a financial net to safeguard your loved ones in your absence. It is an ideal choice if you want to collect a lump sum to fulfill your financial goals and protect your family members even in your absence.
This plan offers you numerous benefits including guaranteed additions, terminal and revisionary bonuses if declared, death benefits, surrender benefits, maturity benefits on survival, etc. This investment plan offers you two options to pay premiums- limited pay (5,7,10 or 12 years) and regular pay (for 10 to 30 years). You can also get a loan on your policy if you have paid regular premiums for a minimum of two years. The sum assured paid on the uncertain demise of the policyholder usually ranges from 7 to 10 times the annual premiums paid.
ICICI Pru Savings Suraksha is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
ICICI Savings Suraksha Plan offers you a range of benefits including:
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