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Indiafirst Life Smart Save
VS
Lic New Endowment
| PLAN DETAILS |
Indiafirst Life Smart Save |
Lic New Endowment |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 75 years |
| Premium payment term | 5,7 years | Same as policy term |
| Plan Entry Age | Minimum Age - 5 year Maximum Age - 65 years | Minimum Age - 8 years Maximum Age - 55 years |
| Sum assured | 125% of Single Premium | Rs 1 lakh to No limit |
| Premium payment frequency | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | Minimum term - 5 years Maximum term - 70 years | Minimum term - 12 years Maximum term - 35 years |
| Claim Settlement Ratio (2024-25) | Minimum Age - 5 year | 98.5% |
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LIC Endowment Assurance Policy Explained | Best LIC Plan for Savings & Insurance |
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Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.
IndiaFirst Smart Save Plan is a unit-linked life insurance endowment plan. It helps you build wealth with market-linked returns and offers security with a life cover. With the Smart Save plan, you can choose from 4 different fund options as per your risk appetite.
You can easily make the most of your premiums by ‘redirecting your premium’ from one fund to another. The investment plan has a flexible premium payment option that allows you to pay premiums on a regular, limited, or single-pay basis. Once you survive throughout the policy term, you'll receive the accumulated fund value in a lump sum or monthly installments as per the chosen payout option.
IndiaFirst Smart Save Plan offers you a range of benefits including:
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